Quick Flexible Funding
For Business

£5,000 to £500,000 unsecured

 to £1,000,000+ secured

Terms 1 month to 5 years unsecured
 25 years secured
(subject to acceptance)

accessfunds is an independent credit broker serving

Individuals, Professionals, Property Investors 
and clients from the Small Business and Retail Sectors.


We help consumers gain financing – manufacturing businesses grow – retail stores expand and property developers increase their portfolios … and so much more.

We are members of the NACFB (National Association of Commercial Finance Brokers) and are also authorised and regulated in the UK by the Financial Conduct Authority as credit brokers (FRN: 766217), to provide services for consumers and organisations on certain regulated borrowing products.  

We provide unregulated funding products for limited companies and incorporated partnerships.

accessfunds – flexible funding solutions.

Why choose accessfunds?

Managing cash is critical to every business. At times, we all need someone in our corner who understands the financial pressures that every business encounters and has access to funding solutions.

That someone is accessfunds.

We have decades of experience working in the financial services sector. Our panel of diverse lenders and contacts covers most eventualities and risk appetites. We are here when the unexpected occurs – or when a good opportunity presents itself and needs quick action.

As specialists in the SME market, our added value is an available resource that you apply to finding the funding product that is right for you, while you get on with running your business without interruption.

Learn more about alternative lending and quick business loans

Have more questions – then check out our FAQ page

    Have Your Say!

“Thank you for all your help over the last few weeks, we would not have had a hope without it. Best wishes to yourself and your family and here’s to a prosperous and stress-free 2018!”

“We found your services very helpful, considering that the finance company kept on moving the goal posts, and asking the solicitor for more security and guarantees. You were all most patient and helpful, especially as we had not borrowed before”.

“I am very grateful that you and your team assisted with raising some funding for my purchase of the guest house a few months ago, everyone in your team was very professional and on board”.  

“I will be using your service again and would recommend it to other property developers”.

“Throughout the application period, I really appreciated your help and it was of great assistance being able to speak to you directly, as a point of contact”.  

“Yes, I would use Accessfunds again and have no hesitation recommending others”.

Check Eligibility

There are many ways that a business can borrow and it is important to structure the loan correctly, and then find the best in class funding solution for you. Our Products and Services page provides more tailored information, with the opportunity to select a service and make an application.

The process for an unsecured facility, using one of our large panel of specialist lenders, is simple, fast and efficient. With us by your side, you can get on with running your business, while we run with the lender to ensure everything flows well.

Check your eligibility with no commitment or credit searches.

Once you have completed the eligibility check – we will get back within 60 minutes during operating hours with indicative terms. No in-depth meetings or examinations. Acting as your spokesperson we package the application to the lender and expect a formal decision within less than 2 working days.


No appointments required!

You can start the process via any of the ELIGIBILITY buttons.

Alternatively, you can call us and talk to an experienced SME adviser about your business needs.

Alternative ways to raise funds

Once we know your requirements, we can help you decide on the best suited loan product and lender. There are many ways that a business can borrow, so take a look at some alternative funding options or visit our Professional Services below.

You can also sample specific funding solutions here:

Professional Indemnity Insurance                        Capital Expenditure  

Tax Funding                                                              Expansion & Relocation

VAT Funding                                                             Refurbishment

Cash-flow Funding                                                  Practice Acquisition & Mergers

No commitment until you undertake an agreement.

It’s quick and easy to apply!

Ready to learn what accessfunds could do for your business?

Once you submit your application, a member of our business loans team will get right on the case and will contact you within an hour to discuss the proposal.

Alternatively, if you’d rather give us a call, we are open Monday to Friday from 9am5pm, and we’re always happy to talk!


Please read our Brokerage Fee Policy  you are under no obligation until you agree the offer and sign the documents with the lender.

Talk to us 01234 860617

accessfunds is here to help unlock the door to quick business loans.

You can apply directly; or if you prefer, email us using this dialogue box.

We are in the people business, so if you would rather talk with one of our UK based SME specialists, just call us.

And Relax

Your data is secure and safe in our encrypted application.

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About Us

A new wave of alternative lenders and funding technologies has changed the way that raising capital is perceived and delivered. Recent changes have also seen traditional banks focusing more on their own balance sheets and eking out greater efficiency, often at the expense of diminished available expertise, a lesser service experience, and resulting loss of their relationship with the SME owner.

As a fully independent brokerage service and members of the NACFB, we deal primarily with business borrowing and have a comprehensive understanding of lending, and work with a number of top funders. accessfunds is authorised and regulated by the Financial Conduct Authority for credit broking purposes (FRN: 766217). We do not arrange First Mortgages for consumers, nor consumer Buy-to-Let mortgages; and while lending to limited companies and incorporated partnerships is not regulated by the FCA, we do apply the same standards across all of our service and product delivery.

Based in the Midlands, we cater to the entire UK business community. Most of our clients are small business owners, property investors and local or regional entrepreneurs. We work with any business that has typically traded for a year or longer.

There are many more choices available now in terms of products and lending sources, and we are here to help guide you through the maze, and find the right funding vehicle to meet your needs. We place “life-long relationships” at the core of our values, so with us in your corner, you will have access to someone who wants to listen and act on your behalf.

Get in touch today and we will help you get quick access to funds, on the best terms.

Jan Stefanowicz – Founder and Director

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Please find below our current list of Information Guides.

Our Information Guides are short and easy to digest, giving a comprehensive overview of the headline topic.

Please complete your details, and select the Guide(s) to download.

You will be emailed a link to access the Guides for FREE immediately.

More details and relevant articles may also be found in our various blog postings.

accessfunds - An Introduction
Property Investor Guide
SME Guide to Funding
Guide to Practice Funding
Guide to Merchant Cash Advance


Q. Are these loans secured?

We offer a range of products. You can borrow unsecured or secured against a property, equipment or even your debtor book. We do not arrange consumer Buy to Let or consumer first mortgages however.

Q. Do I have to be a limited company?

No. We offer unregulated and regulated products, so if your trading entity is not an LLP or LTD, then the loan would typically be subject to regulated terms. Talk to us for more details and a written quotation. Please read our Broker Fee Policy - shown in the footer of each page.

Q. I have only traded for 9 months, will I qualify?

Some of our products only require a minimum 6 months trading. If you are a start-up it may prove more difficult to obtain an unsecured loan, but we will advise you on what we feel is the best option – with no commitment.

Q. What is the minimum loan?

Take a look at our products page. We can arrange funding from £1,000 upwards, and terms based upon the amount financed.

Q. What information do I need to provide?

This will vary from product to product (and funder to funder), and we will let you know. Ideally you should have a copy of your last filed accounts and the last quarters of bank statements available as a minimum. We seldom ask for any detailed business plans or forecasts. We will also need to validate your identity and ask for a copy of your/the directors photo ID and a recent utility bill.

Q. What does it cost to apply?

There are no application fees unilaterally levied by accessfunds, although with structured financing some fees may be applicable and you will be notified of these if the application proceeds to commitment. For a regulated loan, you will be issued with our terms which you will need to agree to before we proceed. However, no loan is no fee.

Q. What credit checks do you perform?

Each funder will undertake a search of a credit reference agency file – typically on both the company and the principal directors.

Q. I have some past problems on my credit files, will that disqualify me from obtaining credit?

Not at all. We operate with a broad panel of lenders who take varying approaches to risk. Please list any past issues on the application form as this will help us place the application to the most appropriate institution.

Q. How do I know how my application is progressing?

You will be assigned with an SME advisor who will work with you and the funder. We will build the application pack with you for the lender, and then liaise with them along the way to ensure that you receive clear and concise updates as they review your request.

Q. How quickly will I get my money?

We work with some lenders who can fund the same day. Obviously secured or structured loans may take significantly longer. The majority of funders sign agreements electronically, and transfer funds via FPS to ensure speed of service.

accessfunds is a trading name of Faseo Limited (05515322)
Data Protection ICO Registered (ZA207099)
Registered Office: Carlton House, 5 High Street, Higham Ferrers, Northamptonshire, NN10 8BW
accessfunds is authorised and regulated by the Financial Conduct Authority for credit broking activity (766217)
NACFB Member (M/0126/16)
Lending to limited companies and incorporated partnerships is not regulated by the FCA
accessfunds is an independent credit broker offering solutions from a panel of lenders

We recommend that you take independent legal advice before entering any credit agreement

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For more information call:
01234 860617