Flexible Funding Solutions for Business

When your company requires access to funding options, we research the best products and lenders available.

In these challenging times, having access to affordable funds and ensuring strong cash flow is more important than ever. As the economic climate improves in the wake of the pandemic, we understand that tailored funding solutions are necessary to sustain the recovery.

We are supported by a panel numbering in excess of 100 independent lenders across the spectrum of unsecured and asset-backed unregulated finance.

If you are in manufacturing, importing, wholesale, retail, construction or professional services we can find the right solution to match your needs.

The enquiry process is quick and easy – with no cost or commitment.

Explore how we can help you now.

to access flexible funding solutions

Alternative ways to raise funds

When a small loan might make a BIG difference.

You have many funding choices that need to be considered to best suit your unique requirements.
Check our PRODUCTS tab, or review the examples below.

Once we understand your business needs, we will seek out the most appropriate product and lender. 


Following in the footsteps of the Bounce-back, CBIL and Recovery Loan - repayment term loans typically unsecured up to £500k are again available. Facilities are subject to affordability, may require a personal guarantee, and are very easy to apply for. Decisions typically in 48 hours and funding can be arranged immediately on approval.


A Collateral Backed Loan allows you to borrow money for your business, against assets (business or personal) held. Secured loans will take longer to finalise than unsecured facilities, but terms are normally more advantageous.
Personal assets by way of an unregulated mortgage over property may be taken to release additional cash for the business. A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.


It is possible to borrow money for stock purchases against confirmed orders. Sell as many invoices as you wish, and get up to 90% of your invoice value upfront.
Invoice finance is a form of short-term funding that enables a business to raise money against its unpaid invoices. In essence, invoice finance providers receive invoices in advance of their payment due date, financing businesses there and then so that they don’t have to wait until payment terms lapse.


Bridging Finance is a secured funding facility typically repayable between 6 months to 18 months. If you need to complete a property refurbishment, require short-term funds with a planned 'exit' or have an opportunity that requires fast cash this facility may be the best solution. Interest can be serviced monthly or rolled up to exit - meaning that you have full use of cash flow to get the work completed.


Typically geared towards retail - if you have traded for 9 months, and accept credit/debit cards with an average turnover of min £2k/month, you could take advantage of an unsecured Cash Advance, usually equivalent to a month's turnover.


If you require solutions that typically exceed £2million as a minimum. Rarely based on just one transaction, we will work with you to guide and assist in achieving your long-term objectives; typically helping to enact strategy over several years. This may be via the raising of capital (debt and /or equity); selling existing shares; acquiring, or merging with other companies; or ultimately selling to realise an exit.

accessfunds is a member of the National Association of Commercial Finance Brokers.



accessfunds, helping small businesses unlock big opportunities

It’s quick and easy to apply!

Ready to disover what accessfunds could do for your business?

Once you register your interest, a dedicated relationship director will get right on the case and contact you within an hour to discuss your requirements.

Alternatively, if you’d rather give us a call, we are open Monday to Friday from 9am – 5pm, and we’re always happy to talk!


Please read our Brokerage Policies. You are under no obligation to proceed until you accept an acceptable funding offer and sign the documents with the lender. We typically earn a commission for our work directly from our lender panel and charge no fees to our clients (fees may be applicable in some secured loan transactions, and lenders may also levy costs). We are transparent and will advise you of any applicable costs, fees, interest and settlement penalties BEFORE you enter into any agreement.

Businesses Helped

Why choose accessfunds?

Managing cash is critical to every business.

At times, we all need someone in our corner who understands the financial pressures that every business encounters and can accessfunds.

We have decades of experience working in the financial services sector.

We are connected to a diverse panel of lenders who cover most eventualities and risk appetites.

We are here when the unexpected occurs – or when opportunity calls, and you need to move fast.

what sets us apart?…

We are a boutique broker that intentionally does not attract high volumes of applications.

Every client has a designated single point of contact throughout the lifetime working relationship.

Not providing all things to all people, but we will do our very best to secure your funding on acceptable terms.

If we are unable to assist you, we will tell you as quickly as we can, so that your time is not wasted.

and our commitment to you….

We take the time to get to know and understand you and your circumstances.

We ensure that we provide the best offers that we can negotiate for you to consider.

We are transparent – and with the exception of certain mortgage-based products, our services are free, as we typically earn a commission from the lenders on our panel. The payment we receive does not impact our advice, nor will it make any difference to how much you pay for the product or service.

We talk in plain English and do our best to remove acronyms.

Your feedback is valuable. If we do well – please tell us. If we fail in any aspect of our service please tell us and we will immediately do our best to rectify any shortcomings.

accessfunds, small enough to care – big enough to get the job done!

Talk to us 01234 860617

accessfunds is here to help unlock the door to quick business loans.

You can apply directly; or if you prefer, email us using this dialogue box.

We are in the people business, so if you would rather talk with one of our UK based SME specialists, just call us.

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