The security of your personal data is important to us. In addition to our policies, your personal data is protected by the Data Protection Act 1998. Faseo Limited is registered as a data controller with the Information Commissioners Office, Data Protection Number ZA207099. We may share information with third parties who provide a service to us, for the purposes outlined in this policy.
We strive to protect the confidentiality of information our users may provide to us. Our goal is to maintain your trust and confidence when handling personal information about you. Please remember that certain electronic communications such as email are not secure and should never contain protected information or other sensitive content.
Data Protection Principles
When collecting, holding or using data, we adhere to the following:
- Personal data should be processed fairly and lawfully;
- Personal data should be obtained only for the purpose specified;
- Data should be adequate, relevant and not excessive for the purposes required;
- Accurate and kept up-to-date;
- Data should not be kept for longer than is necessary for purpose;
- Data processed in accordance with the rights of data subjects under this act;
- Security: appropriate technical and organisational measures should be taken unauthorised or unlawful processing of personal data and against accidental loss or destruction or damage to personal data;
- Personal data shall not be transferred outside the European Economic Areas unless that country or territory ensures an adequate level of data protection.
Our Website is designed for business users and is not directed at persons under the age of 18, and We do not collect or maintain information at our Web site from persons we know are under the age of 18.
What data do we obtain from you?
Personal Information collected through this site or via any other digital electronic medium only includes information voluntarily submitted to us by our users and may include email submissions and responses to electronic surveys or marketing campaigns. You are not required to submit any personal information to us to view the public content of this website.
Non-personal Information collected through this site includes information that a website sends to your computer while you are viewing this site to provide us with statistics regarding the frequency of visitors to our website and other anonymous information that helps us to better manage our site. None of your personal information will be received by or shared with third parties without your prior consent. Whatever the purpose may be, we will only collect information to the extent reasonably necessary to fulfil your requests and our legitimate business purposes and we will continually maintain physical, electronic and procedural safeguards that meet applicable law to protect the security of your information.
When you visit our website, you have the option of submitting your application information, to enable us to prequalify your request for onward transfer to one or more lenders from our contracted panel of loan providers. When you apply via our website we collect the following personal information: your full name, date of birth, e-mail address, mobile telephone number, residency status, loan purpose and business entity type and name. Your application information is stored on a database which is operated by an external service provider (dropbox.com, and in some cases provided to our mailing house). Information that you may subsequently provide to us, together with permissions for the lender to undertake appropriate credit references may be transferred to our lenders via their dedicated secure application portals. Adequate technical security measures are taken to ensure the security of such data.
When you contact us via our website we collect the following personal information for providing you with swift and accurate correspondence regarding any queries that you might have: your full name, e-mail and, the purpose of your query. We may collect more than one means of contact to enable us to deal with your query as efficiently as possible.
Furthermore, every time this website and its contents are accessed following an outbound email campaign from us, protocol files are created by ourselves or third parties containing access data.
Each protocol file may contain the following:
- The website from which you access our website
- Your IP address
- Date and time of access
- The http answer code
- The browser and operating system used
We may use the specified data to identify individuals for the purposes of providing a more tailored response and appropriate financial service.
This website may use Google Analytics, a web analytics service provided by Google Inc. (Google). Google analytics uses text files which are stored on your computer (“cookies”) to enable analysis of users’ website use. Information created and collected by the cookie regarding users’ use of this website will generally be transmitted to and stored on servers in the USA. Please note that IP anonymization is permanently activated on this website resulting in the deletion of the last eight characters of a user’s IP address. This shortening of a user’s IP address is carried out within the European Union or in another contracting member state of the European Economic Area. In exceptional circumstances, this process may be carried out in the USA.
Google uses the information gathered on this website on behalf of the website’s operator to analyse anonymised users’ usage of the website, to generate reports regarding anonymised users’ website activity, to create anonymous user profiles and web statistics and to provide further services on behalf of the website’s operator associated with the website and internet usage. The IP address transmitted by a user’s browser will not be combined with any other data. Further information on how Google uses, collects and processes data can be viewed via this link.
By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.
Periodically, we may use re-marketing tracking cookies, including the Google Adwords tracking cookie. This means we will continue to show ads to you across the internet, specifically on the Google Content Network (CGN). As always, we respect your privacy and are not collecting any identifiable information using Google’s or any other third-party marketing system.
The third-party vendors, including Google, whose services we use will place cookies on web browsers to serve adverts based on past visits to our website. This allows us to make special offers and continue to market our services to those who have shown interest in our service.
More information about cookies and how our website works
A cookie is a text-only string of information that is passed to your computer’s hard disk through your web browser so that the website can remember who you are. Cookies cannot be used by themselves to identify you. A cookie will typically contain the name of the domain from which the cookie has come, the ‘lifetime’ of the cookie, and a value, usually a randomly generated unique number.
The data collected will not be used to determine your personal identity or to create a link to the pseudonym under which your profile is generated without your explicit permission.
Cookies Used on our Blog
WordPress (where we develop and manage our site) sets cookies so that you don’t have to fill in your name and email address every time you want to comment on our blog and so you can see comments you made that are awaiting moderation.
Social Media Plug-ins
This online feature may use Social Media plug-ins for the social networks Facebook (Facebook Inc., 1601 South California Avenue, Palo Alto, CA 94304, USA), Twitter (Twitter, Inc., 795 Folsom St., Suite 600, San Francisco, CA 94107, USA), YouTube (YouTube, LLC 901 Cherry Ave., 94066 San Bruno, CA, USA, a subsidiary of Google Inc., Amphitheatre Parkway, Mountain View, CA 94043, USA) and Instagram (Instagram Inc., 1601 Willow Road, Menlo Park, California 94025, USA, a subsidiary of Facebook Inc., 1601 South California Avenue, Palo Alto, CA 94304, USA).
Social Media plug-ins are social network programs that are embedded on other companies’ websites. Embedding a Social Media plug-in causes personal and person-related data to be transmitted to the provider of the social media plug-in. Furthermore, if you are also logged on to a social network, an activated social media plug-in enables your activities to be assigned to your profile.
For data protection reasons, we have decided to initially block the social media plug-ins that are embedded on our website, unless otherwise revised and issued in a future Policy.
View Facebook’s policy here.
View Twitter’s policy here.
View YouTube’s policy here.
View Instagram’s policy here.
Information Use and Storage
Information that is pertinent to an application is received on a secure desktop computer which is under password control and assigned specifically to a member of staff, enabling transactional audit to be date stamped on every activity. Data files are managed and maintained under a Business Dropbox account and remotely stored to provide full disaster recovery should local equipment fail. Access to the dropbox facility is password and user restricted with a full audit of user and date stamp. Any papers that are received in the offices are then returned (if requested) or stored temporarily in a locked metal cabinet prior to being scanned (to the dropbox) and being destroyed.
Third Party Sites
While we make every effort to protect your privacy, we cannot guarantee that the measures we have taken will completely bar unauthorised access to your information. By using our site, you assume this risk.
When you contact us by telephone we will collect sufficient personal data to provide you with swift and accurate correspondence regarding any queries you may have. We collect more than one means of contact to enable us to deal with your query as efficiently as possible. This may include capturing application data as explained in the section about what data we obtain from you.
You have a right to access the personal data that is held about you.
If you wish to request a copy of any information that is held about you or ask us to make any changes necessary to ensure that it is accurate and kept up-to-date, please write to the below address, enclosing your postal details and a cheque for £10 payable to Faseo Limited as well as photographic ID for verification purposes.
Data Protection Officer
5 High Street,
Northamptonshire, NN10 8BW
Should you have any queries regarding the above policy, please email us at firstname.lastname@example.org
accessfunds is a trading name of Faseo Limited. Company Number: 05515322.
Registered Office: Carlton House, 5 High Street, Higham Ferrers, Northamptonshire, NN10 8BW
Authorised and regulated by the Financial Conduct Authority. Firm reference number: 766217.
Data Protection – ICO Registered ZA207099
©accessfunds.co.uk and Faseo Limited 2018
rev. pub 1/1/2018